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CaseLaw

Akpan Vs. UBN Plc (2009) CLR 6(j) (CA)

Judgement delivered on June 8th 2009

Brief

  • Declaratory relief
  • Breach of contract
  • Damages
  • Formation of contract
  • Facts admitted in pleading
  • Acceptance

Facts

As endorsed on the writ of summons issued out of the registry of the High Court of Justice, Akwa Ibom State sitting at Uyo, the, plaintiff now appellant claimed the following reliefs against the respondent, then defendant:

  • a
    "N60.000.000.00 (Sixty Million Naira) being and representing damages against the defendant in that sometime in March 2002, the defendant wrongfully dishonoured the plaintiff's N5m (Five Million Naira) cheque No. 00098176 drawn upon the plaintiff's Current Account No. 1761027219 with the defendant in Eket Branch and defamed the plaintiff in the process apart from subsequently closing the said account without the plaintiff's consent.
  • b
    A declaration that the wrongful dishonour of the plaintiff's cheque No. 00098176 apart from the unilateral closure of the plaintiff's Current Account No. 1761027219 by the defendant is illegal, null and void and of no effect as the said Current Account at the material times to this action was still subsisting.
  • c
    An order compelling the defendant to allow the plaintiff to continue to operate his current bank account with the defendant in the course of his banking transactions."

The parties filed and exchanged pleadings. At the trial the appellant then plaintiff testified and called one other witness. The respondent, then defendant, called one witness and closed its case. Mbaba. J. in the judgment delivered on 30/3/06 held that at the time the cheque for N5m was presented for payment the appellant had no sufficient fund in his account and so the respondent was justified in dishonouring the said cheque. The court below dismissed the claim for N60m as damages for dishonouring the cheque. The court however held that the closing of the appellant's account by the respondent was wrongful for which the sum of N350,000 was awarded as damages in favour of the appellant. The trial court also ordered the respondent to allow the appellant operate his account and awarded N20,000 costs in favour of the appellant.

Aggrieved by the portion of the judgment relating to the dishonour of his cheque the appellant appealed.

Issues

Whether or not, based on the pleadings and evidence before the trial court...

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